不同學(xué)歷的人如何賺錢&花錢（USA：How U Make and Spend Money by Education Level）
The data visualizations in today’s post come to us from?Engaging Data?and they use Sankey diagrams to display data from the Bureau of Labor Statistics (BLS) that shows income and expenditure differences between varying levels of education in America.
今天這篇文章中的數(shù)據(jù)可視化來(lái)自于從事數(shù)據(jù)，他們使用 Sankey 圖表來(lái)顯示來(lái)自勞工統(tǒng)計(jì)局的數(shù)據(jù)，這些數(shù)據(jù)顯示了美國(guó)不同教育水平之間的收入和支出差異。
The four charts below will show data from the following categories:
下面的四個(gè)圖表將顯示以下類別的數(shù)據(jù):
Less than high school graduate?還沒(méi)有高中畢業(yè)
High school graduate?高中畢業(yè)
Bachelor’s degree?學(xué)士學(xué)位
Master’s, professional, or doctorate degree碩士、專業(yè)或博士學(xué)位
It should be noted that the educational level listed pertains to the person the BLS defines as the primary household member. Further, people in households can be at different ages and at different stages in their career – for example, someone with a Master’s degree could be 72 years old and collecting pension payments, and this impacts the data.
應(yīng)當(dāng)指出的是，所列出的教育水平涉及勞工統(tǒng)計(jì)局界定為主要家庭成員的人。此外，家庭中的人可能處于不同的年齡和職業(yè)生涯的不同階段——例如，擁有碩士學(xué)位的人可能已經(jīng)72歲，正在領(lǐng)取養(yǎng)老金，這影響了數(shù)據(jù)。
Less than High School Graduate – $28,245 in spending (98.5% of total income)低于高中畢業(yè)生——支出28,245美元(占總收入的98.5%)
The average household in this category brings in $17,979 of salary income, as well as an additional $7,503 from social security programs.
這類家庭的平均工資收入為17,979美元，另外還有7,503美元來(lái)自社會(huì)保障項(xiàng)目。
Almost all money (98.5%) is spent, and on average these households are actually pulling money from savings (or taking out loans) to make ends meet. The biggest expenditure categories include: housing (23.5%), foot at home (12.3%), household expenses (8.4%), and gas/insurance (8.2%).
幾乎所有的錢(98.5%)都花掉了，平均而言，這些家庭實(shí)際上是從儲(chǔ)蓄(或貸款)中提取錢來(lái)維持收支平衡。最大的支出類別包括: 住房(23.5%)、居家(12.3%)、家庭開(kāi)支(8.4%)和煤氣/保險(xiǎn)(8.2%)。
High School Graduate – $35,036 in spending (87.3% of total income)高中畢業(yè)生——支出35,036美元(占總收入的87.3%)
The average household here brings in $29,330 of salary, as well as $9,008 from social security.
這里的平均家庭年收入為29,330美元，同時(shí)還有9008美元的社會(huì)保障。
These households spend 87.3% of their income, while putting $3,113 (7.8%) away in savings each year. The biggest expenditure categories include housing (21.7% of spending), food at home (10.1%), gas/insurance (10.0%), and vehicles (7.7%).
這些家庭每年花費(fèi)他們收入的87.3% ，而儲(chǔ)蓄為3,113美元(7.8%)。最大的支出類別包括住房(占支出的21.7%)、家庭食品(10.1%)、汽油/保險(xiǎn)(10.0%)和車輛(7.7%)。
Bachelor’s Degree – $63,373 in spending (68.6% of total income)學(xué)士學(xué)位——支出63,373美元(占總收入的68.6%)
Households with at least one person with a Bachelor’s degree earn $81,629 per year in salary, as well as nearly $11,000 stemming from a combination of social security, dividends, property, and other income.
至少有一個(gè)人擁有學(xué)士學(xué)位的家庭年收入為81,629美元，同時(shí)還有將近11,000美元來(lái)自社會(huì)保障、紅利、財(cái)產(chǎn)和其他收入。
Roughly 68.6% of income is spent, with 16.6% going to savings. Top expenditures include housing (22.4%), gas/insurance (8.8%), household expenses (7.9%), and food at home (7.6%).
大約68.6% 的收入用于支出，16.6% 用于儲(chǔ)蓄。最高支出包括住房(22.4%)、燃?xì)?保險(xiǎn)(8.8%)、家庭開(kāi)支(7.9%)和家庭食品(7.6%)。
Graduate Degree – $83,593 in spending (62.9% of total income)研究生學(xué)位——支出83,593美元(占總收入的62.9%)
These contain an average of 2.6 people (1.5 income earners, 0.6 children, and 0.4 seniors)
Finally, in the most educated category available, the average amount of salary coming into households is $116,018, with roughly an additional $17,000 coming in from other sources such as social security, dividends, property, and other income.
最后，在受教育程度最高的一類家庭中，平均收入為116,018美元，另外還有大約17,000美元來(lái)自其他來(lái)源，如社會(huì)保障、紅利、房產(chǎn)和其他收入。
Here, 62.9% of income gets spent, and 17.3% gets put towards savings. The most significant expenditure categories are housing (23.3%), household expenses (8.4%), gas and insurance (7.2%), and food at home (6.9%).
在這里，62.9% 的收入用于支出，17.3% 用于儲(chǔ)蓄。最重要的支出類別是住房(23.3%)、家庭開(kāi)支(8.4%)、燃?xì)夂捅ｋU(xiǎn)(7.2%)以及家庭食品(6.9%)。
